My husband and I have always been savers! Before we had children, we were saving for our retirement and unexpected emergencies. When the children arrived, our focus changed and we began to save for college. My daughter received several generous scholarships, but it was planning for her future that has made the cost of her college education less stressful on our pocketbook.
Our son, Anthony, is attending a local community college that offers a four year degree in his computer field. His decision was not only best for him, I'm happy too! Anthony's choice to live at home and commute is considerably less than what it will cost for Kristina's education and I don't have to call myself an empty nester - yet!